Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Representative example: £400 borrowed for 30 days.
Total amount repayable is £459.36. Interest charged is £59.36, interest rate 180.5% (variable). Representative 728.9% APR.
We are a licensed credit broker, not a lender.
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So that you can be confident that we act responsibly as a loan broker we operate under a strict code of practice that holds our staff to the highest standards. One aspect of this is transparency. All of the charges and fees charged by our lenders are made visible to our customers up front during the application process and there is nothing misleading about the services. We do not charge for loan applications.
Another aspect is flexibility. Unlike many traditional loan brokers we allow you to calibrate the amount of money you receive to your needs by providing access to a large panel of lenders. Borrowing the exact amount you need can make it far easier to pay off, over a fixed loan amount. Many of our customers find this aspect of our loan brokerage one of the main reasons to choose us over other forms of credit that are available to those with low credit ratings.
We also offer a sympathetic service. If you are struggling to meet the terms of your loan then it is important that you get in touch with the lender as soon as possible so that they can discuss the arrangement.
For this reason, it is of the essence that when you apply for a loan through our site you provide us with an accurate picture of your monthly finances. If you exaggerate or lie about your present financial situation then the lender cannot properly assess whether you should be eligible for one of their loans or not. The consequences of being unable to fully repay a loan can be unpleasant and it is worth taking steps to ensure that you only borrow as much as you can afford to repay.